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money management

Tis the Season to Be Giving!

November is when we all start thinking about charitable giving, especially if we haven’t done a lot of giving throughout the year. It’s the time of year when we all think about how to give back – how to help others in our community, our state, our world.  At this time of year, we usually […]

Managing the Tax Effects of Divorce or Separation

No one wishes for a divorce. But if it happens to you, are you prepared for the tax impacts that a divorce can have? It’s no surprise that the ripple effects of divorce reach all major areas of our lives. But most folks don’t consider how their tax situation will be impacted by divorce.  Filing […]

How to Talk to Your Spouse About Money (Without a Fight)

Recently, I asked some friends to tell me how they talk to their spouses about money, and the first response I got was “I don’t know…it’s mostly screaming and yelling when we discuss finances”! Sound familiar? If so, you are not alone.  A 2014 Money magazine survey found that 70% of married couples fight about […]

Teaching Your College Kid Good Spending Habits

The suitcases are packed, the dorm room decorations bought, and now it’s time to send your adult kid off to college. It’s both exciting and scary. Exciting to see the young adult your child has grown into, scary to know she is going to be living on her own without you by her side anymore. […]

9 Tips for Saving on Back-to-School Supplies and Shopping

The weather is warm and the days are long, but soon those back-to-school supply lists will come knocking on your wallet. Whether you’re buying school supplies and clothes for one child or many, it can be a big hit to the family budget. Families of K-12 students spent an average of $630 on back-to-school supplies, […]

Setting Personal Financial Goals

Personal financial goals help you see the big picture – how you want to live your life – and motivates you to take small steps to get there. I don’t know about you, but I tend to drift through life if I don’t set goals for myself. It’s not that I’m lazy or unmotivated, it’s […]

How to Talk to Your Kids About Money

Learning about money is important for kids, and as parents, we have an obligation to teach them good money habits. What they learn when they are young will have a tremendous impact on their financial lives as adults. Kids are very observant. They will watch how we interact with money and draw conclusions from it, but […]

What to Know About ROTH IRA Conversions

You’ve probably heard friends, family, or financial advisors talk about ROTH IRA conversion strategies. “Back door” conversions are always a hot topic at tax time, too. Ever wondered what it all means? Here’s a quick 5-minute overview from our friend and financial advisor, Michael Gluski of Ameriprise, on Roth IRA Conversions. (In a later blog post, […]

9 Ways to Make Your Own Financial Good Luck

Spoiler alert: Personal financial success has little to do with good luck! When friends found out my husband and I were retiring in our mid-fifties to pursue our dream of traveling and moving to a big city, many of them exclaimed, “You’re so lucky. I’ll never have enough money to retire”. The implication there was […]

8 Smart & Sexy Things to Do With Your Refund

Smart is sexy. So, how sexy are you? If you’re smart enough to spend your tax refund wisely and boost your financial status, then you’re pretty darn sexy! According to the IRS, the average 2014 tax refund was $3,034. So what are the smartest things to do with that sweet tax refund? Here are eight […]